Effective Date: November 1, 2018
When you visit the website or use one of our mobile applications, we collect your IP address, and standard web log information, such as your browser type and the pages you accessed on our website. We also may collect certain geo-location information. If you do not agree to our collection of this information, you may not be able to use our Service. If you open an account, we collect the following information from you:
We may require additional information from you we can use to verify your identity, address or other information or to manage risk and compliance throughout our relationship. We may also obtain information about you from third parties such as identity verification, fraud prevention and similar services.
When you are using Joust Platform, we collect information about your account transactions and trust relationships and we may collect information about your computer or other access device for fraud prevention and other similar purposes.
Finally, we may collect additional information from or about you in other ways not specifically described here. For example, we may collect information related to your contact with our customer support team or store results when you respond to a survey.
We do not knowingly solicit or collect information from any individuals under the age of 18. No one under the age of 18 may be a User of the Joust Platform or have access to the applications. If you believe that a minor in your care has provided us with information, or if you desire to provide a minor in your care access to the Joust Platform and Services, please contact us at email@example.com.
When you access the website, we, or companies we hire to track how our website is used, may place small data files called "cookies" on your computer. For example, we send a "session cookie" to your computer any time you log in to your Joust account. This type of cookie helps us to recognize you if you visit multiple pages on our site during the same session, so that we don't need to ask you for your password on each page. You are free to decline Joust cookies if your browser permits, but doing so may interfere with your use of the website.
We store and process your personal information using third party servers located in secure data centers in the United States. This information is protected by physical, electronic and procedural safeguards in compliance with applicable US federal and state regulations. We also use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our office and files, and we authorize access to personal information only for those employees who require it to fulfill their job responsibilities.
We utilize commercially reasonable physical, technical, and administrative security measures to help protect information under Joust control against loss, misuse, and alteration. For example, we use a combination of firewall barriers, encryption techniques and authentication procedures, among others, to maintain the security of your online session, your personal information and to protect Joust accounts and systems from unauthorized access. Despite our efforts, we cannot guarantee that personal information may not be accessed, disclosed, altered or destroyed by breach of our administrative, managerial and technical safeguards. Therefore, we urge you to take adequate precautions to protect your personal data as well, including never sharing your Joust password with anyone.
If Joust learns of a systems security breach, we may attempt to notify you electronically so that you can take appropriate protective steps. By using the Joust Platform, you agree that Joust may communicate with you electronically. Joust may post a notice on the website if a security breach occurs. We may also send an e-mail to you at the e-mail address you have provided to us. Depending on where you live, you may have a legal right to receive notice of a security breach in writing. To receive written notice of a security breach (or to withdraw your consent from receiving electronic notice of a security breach) you should notify us.
We may use your personal information to:
To process payments on the Joust Platform, we need to share some of your personal information with other persons or companies. Your name, contact information, address, date of sign-up, the number of payments you have received and other verification metrics, like social graph activity, may be provided to persons or companies when you transact with, on, or through the Joust Platform.
We work with vendors to enable them to accept payments from you using the Joust Platform. In doing so, a vendor may share information about you with us, such as your mobile phone number or Joust username, when you attempt to pay that vendor. We use this information to confirm to that vendor that you are a Joust User and that the vendor should accept payment for your purchase.
Regardless, we will not disclose your credit card number or bank account number to anyone you have paid through the Joust Platform, except with your express permission or if we are required to do so to comply with a court order or other legal process.
Joust does not share your personal information with third parties for promotional or marketing purposes. We may share your personal information with:
The Services also enable authorized third party tracking mechanisms for use in online behavioral advertising.
For example, authorized third parties may use the fact that you used the Joust Platform to target online ads for Joust services to you on non-Joust websites. In addition, our third party advertising networks might use information about your use of the Services to help target non-Joust advertisements based on your online behavior. For information about behavioral advertising practices, including privacy and confidentiality, visit the Network Advertising Initiative website or the Digital Advertising Alliance website.
If you choose to sign up for Joust's PayArmour, you understand that the ability to process ACH, debit and credit card payments is provided by ProPay, Inc. and you confirm acceptance of ProPay's ProFac Sub-Merchant Terms and Conditions.
You can review and update your personal information in your account settings at any time by logging in to your account. It is your responsibility to keep your personal information up to date by updating your profile in the mobile application or by contacting our Customer Support team at firstname.lastname@example.org. We are not responsible for costs or other issues arising from your failure to keep your personal information up to date.
You may request that we delete your account for the Services. To request deletion of your account, email email@example.com, requesting a deletion of your account. Merely deleting the mobile application from your device does not constitute a request to delete your account. Once your request to delete your account has been processed, we will promptly disconnect any connection we may have established to your Account Information and delete all account credentials. Please note that we may need to retain your data beyond your account deletion date as required by federal, state or local law.
The website may contain links to other sites. Joust does not control the information collection of sites that can be reached through links from the website. We encourage our users to be aware when they are leaving the website and to read the privacy statements of any site that collects personally identifiable information.